Salary comes on the 1st. By the 20th, where did it go?
Paisa Planner is a simple app for your phone. Note every spend in a few seconds, see exactly where your money went, and save a little more every month.
Most families earn well enough. The money just slips away.
Small spends feel like nothing. Added up across a month, they are often ₹2,000 or more.
Once the fixed bills are paid, it is hard to say what is really left for the rest of the month.
Diwali, Pongal, weddings and moi. Big months upset the plan when you cannot see them coming.
Savings spread across five places are hard to count. One clear view makes every rupee visible.
Three taps a day. A clear picture every month.
If you can use WhatsApp or GPay, you can use Paisa Planner.
Note it in 5 seconds
Tap I spent, type the amount, pick a category like Groceries or Petrol. Savings and money received work the same way.
See where it went
A simple chart for today, this week or this month. See spends, savings and income separately, with rupee amounts and percentages.
Get plain tips
Paisa Planner reads your own entries and tells you where money is leaking, what a small cut saves in a year, and how your savings are building.
Use it in the language you think in.
The whole app works in Tamil, English and Hindi. Change it any time. Set it up for Amma, Appa or your spouse in the language they are most comfortable with.
Everything you get for ₹99
Three tools that work together. Use the app every day, and the planner and guide when you sit down to plan the month.
Paisa Planner app
- Works on Android, iPhone and laptop
- Add it to your home screen like any app
- 35 categories made for Indian homes, from EMI to moi
- Day, week and month charts
- Monthly tips in plain words
Budget planner for Google Sheets
- Plan the month: budget, bills and savings goals
- Overspending turns red, unpaid bills get flagged
- A filled sample month to learn from
- Works in Google Sheets or Excel
14-page user guide (PDF)
- Set up the planner in 15 minutes
- Short steps with examples in rupees
- Common mistakes and quick fixes
Less than one family dinner at a hotel. Pay once and use it every month. No subscription and no hidden charges.
Your money details stay with you.
Many money apps ask to read your SMS or link your bank account. Paisa Planner does neither. You type only what you want to track, and it stays on your own phone.
- No login, no sign-upOpen the link and start. No password to remember.
- No bank linkingWe never ask for your account number, card or UPI PIN.
- Does not read SMS or contactsThe app has no access to your messages, photos or contacts.
- Entries stay on your phoneWe cannot see what you spend. Take a backup file whenever you like.
For anyone who runs a home on a monthly budget.
Before you buy
Is this a monthly subscription?
No. You pay ₹99 once and keep using Paisa Planner. There are no renewals and no hidden charges.
Do I need to link my bank account or give SMS access?
No. Paisa Planner never asks for bank details and cannot read your SMS. You add only the entries you want.
Will it work on my phone?
Yes. It works in the browser on Android phones, iPhones and laptops. You can add it to your home screen so it opens like a normal app, and it works even without internet once opened.
I am not good with apps. Will it be difficult?
It is built to be simple: three big buttons, large text and your own language. The PDF guide walks you through everything with examples. If you get stuck, WhatsApp us.
How will I get it after paying?
Right after payment you land on a page with all three links: the app, the Google Sheets planner and the guide. We also email the same links to you. If you do not see the email in a few minutes, check spam or WhatsApp us on +91 98409 95999.
Can my husband or wife use it too?
Yes. Open the app link on their phone too. Each phone keeps its own entries. Many families use one phone for household spending and review it together.
What happens if I change my phone?
In Settings, download a backup file. On the new phone, open the app and restore from that file. All your entries come back.
What if it is not for me?
Ask for a refund within 7 days of buying, by email or WhatsApp, and we refund the full ₹99. No questions asked. The money goes back to your original payment method in 5 to 7 working days. See the refund policy.
Is the payment safe?
Payments are handled by Razorpay, one of India's largest payment companies. We never see or store your card details or UPI PIN.
Does it give investment advice?
No. Paisa Planner helps you track and plan everyday money. Its tips are general and based only on your entries. For investment decisions, speak to a SEBI-registered adviser.
Start this month. Know where every rupee goes.
₹99 once. If it is not for you, a full refund within 7 days.
Get Paisa Planner for ₹99